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25 Apps to Save You Money

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Are you member of "Generation Procrastination"? If your savings account and retirement plan are gathering virtual cobwebs, you probably are. A recent  retirement study  by  Scottrade  suggests that Gen Y is getting way behind on its savings. The recession, mounting student debt and freelance or part-time jobs offering few employee benefits may be to blame for what one Scottrade spokesperson called that generation's  laissez-faire  attitude toward personal finances. But saving money doesn't have to be an ordeal. Vince Maniago, group product manager at  Mint , gave  Mashable  some simple advice for getting your personal finances into gear. "An emergency fund is the cornerstone of having a good personal finance portfolio," Maniago says. "It can isolate you from financial catastrophe in the event of a medical emergency or needing to quickly change your housing situation. Know what you're going to do in the event of an emergency and figu...